Goods Not Covered under the Protection Plan: The Owner will not pay for loss of or damage to: property in the open and not in an enclosed storage space, except as provided for in Option C above, accounts bills, currency, data, documents, records, deeds, evidence of debt, securities, money, or notes; any goods you are not permitted to store under the terms of the Rental Agreement; jewelry, watches, precious or semi-precious stones and stamps; bullion, gold, goldware, gold plated ware, silver, silverware, platinum or other precious metals or alloys, and photographic equipment; furs, fur garments and garments trimmed with fur; antiques, works of art, mobile phones, perfumery, wines, cigars, spirits and the like; aircraft; firearms; contraband or other property held for, or in the course of, illegal transportation, sale, or trade; livestock, animals, birds or fish; explosives and flammables; valuable papers and records, including those which exist as electronic data and photographs. Property owned by any person other than Tenant.
Losses Not Covered under the Protection Plan:
- Loss or damage to Tenant’s stored goods caused by flood; surface water, underground water, storm, surge, waves, tides and tidal waves or overflow from any body of water or their spray, all whether driven by wind or not.
- Presence, growth, proliferation, spread or any activity of mold, mildew, fungus, wet or dry rot or bacteria in excess of $500.00.
- Loss or damage resulting from unknown or mysterious causes.
- Delay, loss of use, loss of market or consequential loss of any kind or description.
- Any governmental action, seizure or destruction of Unit Contents by order of governmental authority. This exclusion does not apply to acts of destruction ordered by governmental authority and taken at the time of a fire to prevent its spread, if loss caused by that fire would be covered under this Protection Plan.
- Moths, insects, rodents or vermin damage in excess of $500.00.
- Loss of data records other than the cost of blank data carrying materials.
- Earthquake and volcanic eruption, meaning earthquake shocks or the eruption, explosion, or effusion of a volcano. Loss by volcanic action does not include loss to Unit Contents by fire or any cost to remove ash, dust or particulate matter.
- Loss from theft without visible signs of forced entry into a locked space and accompanied by a police report.
- Wear and tear of stored property that causes property to damage or destroy itself, or its gradual deterioration.
Owner will not pay for a loss caused directly or indirectly by any of the following: Any fraudulent or illegal act by Tenant. Any and all liability or obligations extending to anyone other than the Tenant. Any consequential, punitive, exemplary, or extra-contractual damages. Any loss occurring prior to the effective date of this Addendum. Any loss arising directly or indirectly out of war, including undeclared war; or warlike action by a military force, including action in hindering or defending against an actual or expected attack, by any government, sovereign or other authority using military personnel or other agents; or insurrection, rebellion, revolution, usurped power, or action taken by governmental authority in hindering or defending against any of these.
